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Visa Credit Card Benefits

Visa Credit Card Benefits

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Our Visa Credit Card comes with some great benefits...

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Up to 55 Days Interest Free
Most credit cards that offer an interest free period only allow the member the benefit of the interest free period if the balance is paid off in full each month.  Even if the amount outstanding is only $1, all new purchases attract interest immediately.  Our credit card doesn't work like this.  With our card, all new purchases receive up to 55 days interest free each month, saving you money.

No Annual Fee for the 1st Year
The annual card fee is waived in the first year.  For any member that has an All in One Home Loan with the credit union, no annual fee will apply.

Low Introductory Rate of 7.99%
All transactions made within the first 6 months will be subject to a rate even lower than that of our ongoing standard rate.

Your card allows you to easily transfer other credit and store card balances to your Visa Credit Card. This will enable you to enjoy the convenience of making only one card repayment each month.

If you would like to close another credit card account when you transfer the balance, we can make all the arrangements for you.

Worldwide Access
Your card is the key to a world of credit card convenience:

  • Make purchases from more than 450,000 merchant locations in Australia and over 24 million in 220 countries around the world;
  • Use your Visa for cash advances from more than 630,000 ATM's worldwide;
  • Your credit card is accepted at all stores displaying the Visa logo.  It is a perfect alternative to cash when purchasing a wide range of goods and services in a variety of locations.

Telephone and Internet Access
Your card provides you with the convenience to pay household bills or make purchases via the Internet or telephone.

An additional cardholder free
At no extra cost, you can request an additional card for your partner, family member or another dependent over 16 years of age. The extra card will be identical to the Visa you have requested and are linked directly to your credit card account.

Cash Advance Facilities
For cash advances, you can use your credit card at any ATM displaying the Visa logo; or over the counter at any financial institution accepting Visa.

Easy Account Management
With online banking and a choice of payment options, including Bank@post.  Managing your Visa Credit Card account couldn’t be easier.