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Loans Summary

Written by Aija Zablovska

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Most of us need to borrow at some time in our lives. Whatever your need, it's likely that we can help you with a loan that suits. We can provide you with a loan for a variety of purposes, whether it's to buy a home or investment property, a new car, to take a holiday, debt consolidation or even to make Christmas just that little bit more special.

Choose a Product

Heritage Isle Home Loan Icons

Home & Investment Loans

Don't make the biggest purchase of your life without checking out our Loans first.

  • Competitive interest rates
  • No monthly or annual fees
  • Free redraw
  • Fixed and interest only options
 From 5.34% pa
interest rate

From 5.76% pa1
comparison rate

Personal Loans

Whatever your dream, buying a boat, renovating your home, taking a holiday, debt consolidation or investing in shares, with a personal loan it’s your choice.

  • Competitive rates
  • Flexible repayment options
  • No early payout penalty
 From 14.82% pa
interest rate

From 15.68% pa3
comparison rate

Car loans

Want to buy a new or used car? With one of our convenient and flexible Car Loans you can be driving away in no time.

  • Low variable rate
  • Free redraw facility
  • No penalty for early or lump sum payments
 From 8.66% pa
interest rate

From 9.65% pa2
comparison rate

 

Credit Cards

55 days interest free on all purchases and a low ongoing interest rate. We are also offering an introductory rate for the first 6 months and no annual fee in the first year.

  • Up to 55 Days Interest Free
  • No Annual Fee for the 1st Year
  • Low Introductory Rate
 10.12% pa
interest rate

 

Business Loans

Need to buy some work premises or a work vehicle? We can help you to stop worrying about finance so you can concentrate on the operation of your business.

  • Free redraw facility
  • No penalty for early repayments
 From 6.59% pa
interest rate

 

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Questions?

If you have any questions, please contact us. alt

1. Comparison Rate is calculated on a loan amount of $150,000 over a term of 25 years based on monthly repayments. These rates are for secured loans only.
2. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for secured loans only.

3. Comparison Rate is calculated on a loan amount of $30,000 over a term of 5 years based on monthly repayments. These rates are for unsecured loans only.

WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.