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Loans

Overdraft

An Overdraft is a continuing line of credit facility attached to your transaction account. It's designed to help you over those peak periods when unexpected bills arrive. You can draw as much or as little as you want up to your pre-approved limit.

  • No monthly account keeping or service fees
  • Only pay interest on the portion of the overdraft used
  • Interest calculated daily and charged monthly
  • Optional loan repayment insurance is available

Key Features

Variable interest rate  View our interest rates
Minimum amount $500
Maximum amount

$20,000

Loan period Continuing credit
Repayments Monthly / Fortnightly / Weekly
Interest charges Calculated daily, charged monthly on the portion of the overdraft used
Processing fee $80 (funded with loan)
Monthly account keeping / service fees No
Loan Repayment Insurance available No
Auto repayments (salary / account) Yes

More Information

Apply

Apply for an Overdraft.

Questions?

If you have any questions, please contact us.