Fixed Rate Home Loans
With a Fixed Rate Home Loan you get peace of mind knowing your repayments will stay the same during the fixed period. By locking in your interest rate with our fixed rate loan you get the certainty of knowing exactly what your interest rate will be no matter what happens in the market!
- Loan repayment insurance available
- Borrow from as little as $30,000
- No monthly account keeping or service fees
- No ongoing monthly fees on Visa Debit Cards or Redicards
Our competitive fixed rate terms are available for 1, 2, 3 and 5 years and come with a number of optional extras including;
- Loan Protection Insurance (Death cover up to $120,000 per membership)
- Rate Lock Option (You can choose to lock in the rate at the time of application)
- Split Option (have part of your loan fixed and the rest variable)
|
Key Features |
|
|---|---|
| Fixed Rate terms available | 1, 2, 3 and 5 years |
| Minimum amount | $30,000 |
| Maximum amount |
90% of the property value |
| Loan period | Up to 30 years |
| Split Option | Yes |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | Maximum $875 |
| Establishment Fee | Yes - refer to Fees and Charges Brochure for applicable fee |
| Additional Repayments | Limited to $10,000 in any one year without penalty |
| Early Repayment Fee | Yes - if paid out before expiry |
| Redraw facility | No |
| Top up facility available | Minimum $10,000 |
| Monthly account keeping/service fees | No |
| Loan Protection Insurance (Death cover up to $120,000 per membership) | Optional - refer to Interest Rate Schedule for applicable rate |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary/account) | Yes |
| Option to lock in interest rate at the time of application | Yes - refer to Fees & Charges Brochure for applicable fee |
More Information
- Interest Rate Schedule
- Fees & Charges and Transaction Limits
- Use our Loan Calculator to work out what loan is right for you
- Find out more about our Loan Repayment Insurance
Apply
Apply for a Home Loan. 
Questions?
If you have any questions, please contact us. 
