With this loan we will offer you all the same great features as a Standard Variable Loan, but to help you onto the property ladder we will lend against a greater proportion of the property value and reduce your application fee. (Note: to qualify for this loan you must be eligible for the First Home Owner Grant Scheme).
- Borrow up to 95% of the property value
- Reduced set up costs
- Optional loan repayment insurance available
- Borrow from as little as $30,000
|
Key Features |
|
|---|---|
| Variable interest rate | View our interest rates |
| Minimum amount | $30,000 |
| Maximum amount |
95% of the property value |
| Loan period | Up to 30 years |
| Repayments | Monthly / Fortnightly / Weekly |
| Interest charges | Calculated daily, charged monthly |
| Loan set up costs (Valuation & Solicitor) | Max $450 |
| Variable and lump sum repayments | Yes |
| Early repayment without penalty | Yes |
| Redraw facility | Yes |
| Top up facility available | Min $10,000 |
| Monthly account keeping / service fees | No |
| Free death cover (up to $120,000 per membership) | Yes |
| Loan Repayment Insurance available | Yes |
| Auto repayments (salary / account) | Yes |
More Information
- Read the benefits of our Home Loans
- Need answers? Read our list of FAQs
- Use our Loan Calculator to work out what loan is right for you
- Find out more about our Loan Repayment Insurance
Apply
Apply for a Home Loan. 
Questions?
If you have any questions, please contact us. 
