We offer more to First Home Buyers
Looking to buy or build your first home? We are a First Home Owner Grant approved agent so we can process your grant application at the same time as your loan.
For further information on how to apply, specifications for eligibility and benefits, please visit the Office of State Revenue website.
The benefits don't stop there
If you are a member of our Credit Union and are eligible for the First Home Owners Grant, you can also take advantage of the Credit Union's First Home Buyers Loan.
We have added even more benefits for first home buyers to take advantage of. The application fee has been waived and the loan set up costs (valuation and legal fees) have been capped to a maximum of $450.
First home buyers that want the fees capped at $450 have to take out the L13 loan which is based on the first rate home loan product - if they were to choose the All in One they would have to pay the total cost of valuation and valuation fees.
|Apply Online Talk to us|
|Variable interest rate||View our interest rates|
95% of the property value
|Loan period||Up to 30 years|
|Repayments||Monthly / Fortnightly / Weekly|
|Interest charges||Calculated daily, charged monthly|
|Loan set up costs (Valuation & Solicitor)||Max $450|
|Variable and lump sum repayments||Yes|
|Early repayment without penalty||Yes|
|Top up facility available||Min $10,000|
|Monthly account keeping / service fees||No|
|Loan Repayment Insurance available||Yes|
|Auto repayments (salary / account)||Yes|