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Life Insurance

Ezicover Insurance

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Ezicover is Zurich’s range of "do it yourself" online life insurance products. It’s a quick & simple way to help provide financial security for you and your family.

With a comprehensive range of insurance solutions, there's an Ezicover option that could be right for you. Depending on the level of cover selected, the choice you make today could help secure your family's financial wellbeing.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

Product Description

Ezicover Life Insurance

Cover is available for Australian residents aged between 19 and 69. You can choose cover up to $1,500,000 (depending on your age)#. Benefits are payable in the event of your death or terminal illness where your life expectancy is less than 12 months.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

The benefits+

  • Free cover for the first month
  • 10% discount for second life where two applications are submitted and two policies issued at the same time**
  • Competitive premiums
  • Simple and easy application process – online or phone
  • Up to $1,500,000 cover available (depending on age)#
  • Increase your death benefit by up to $100,000 in any one year without reassessment in the event of certain life changes*
  • $15,000 advance payment while your death claim is being settled
  • 24 hour worldwide cover

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today

+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Life Insurance Product Disclosure Statement for full details.
# Cover available up to $1,500,000 for persons aged 19-45, up to $1,000,000 for persons aged 46-54, up to $750,000 for persons aged 55-59 and up to $500,000 for persons aged 60-69.
*Death benefit can be increased by up to $100,000 in any one year until the policy anniversary after your 54th birthday without our reassessment of your personal circumstances, following marriage, divorce, becoming a parent, becoming a full-time carer or becoming a widow or widower.
**Available for Ezicover Life Insurance only where you and another person apply for two policies at the same time and both policies are accepted.

Ezicover Funeral Advantage

If you’re between 35 and 70 years old Ezicover Funeral Advantage can provide cover between $5,000 and $15,000 to cover the cost of your funeral bill or other unexpected expenses.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

The benefits+

  • Free cover for the first month
  • Once the premium paid matches the sum insured you stop paying premiums altogether
  • Premiums dont increase as you get older
  • Guaranteed acceptance for Australian residents aged 35 to 70 years, without the need for a medical examination
  • Choose your level of cover (between $5,000 and $15,000 in multiples of $1,000)
  • Fast access to benefit
  • Immediate cover for accidental death^^
  • 30-day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today


+ This is a summary of the benefits only. Terms and conditions apply. Please refer to the Ezicover Funeral Advantage Product Disclosure Statementfor full details.
^^Cover is provided for Accidental Death in the first 12 months from the commencement of cover, or the latest reinstatement of cover. After that, cover is provided for death by any cause. ‘Accidental Death’ means death as a result of sustaining bodily injury caused by accidental, violent, external and visible means where death occurs within three calendar months of the injury being sustained

Ezicover Income Protection

Ezicover Income Protection can provide a monthly benefit for up to 5 years if you are unable to work due to sickness or injury.

You can choose to use the monthly payments however you wish, it is there for you and your family to cover everyday expenses bills and commitments while you are recovering.

Cover is available for Australian citizens or residents, aged between 19 and 60.

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

The benefits+
Cover for more people

  • Monthly payments of 75% of pre-disability income, up to $12,000 per month
  • Limited cover available for homemakers or people with employment or health restrictions - please refer to the PDS for details of limited cover

Extra help when needed

  • Lump sum payout for Heart attack, Cancer or Stroke (as defined under the policy terms) with no waiting period
  • A $500 Return-to-work benefit to help with extra expenses when claim ends
  • While we are paying you a monthly benefit, we will waive your insurance premiums

Affordable - cover to suit your budget

  • Premiums are generally tax deductible, and monthly benefits are generally tax assessable
  • Discount of 5.7% if you choose to pay you premium annually
  • 5% discount if you also have an Ezicover Life insurance policy
  • First month’s cover FREE

Flexible - cover that meets your changing needs

  • Inflation protection available if your income regularly increases
  • If you experience financial hardship, you can request to reduce your sum insured and pay lower premiums for a period of time with the Reducing income feature, or you can request to put your cover on hold for a period of time with the Premium holiday feature
  • World-wide cover
  • 30 day cooling off period

To find out more or apply for a policy call 1800 EZI COV (1800 394 268) or you can apply online today.

+ This is a summary of the benefits only. Terms and conditions apply. Words in italics have special meanings as set out in the policy. Please refer to the Ezicover Income Protection Product Disclosure Statement for full details.

Other products in the Ezicover range you may be interested in, Ezicover Accidental Death.

Find out more.
Ezicover Accidental Death A lump sum payment of up to $500,000 in the event of your Accidental Death. The cost of the cover remains level and does not increase as you get older.  This cover is designed for those aged between 19 and 70 years.

 


Click here
to view the Product Disclosure Statement (PDS) for the above products. You should read and consider the PDS before deciding whether to acquire any product mentioned here.

Ezicover insurance products are issued by Zurich Australia Limited (Zurich) ABN 92 000 010 195 AFSL 232510 of 5 Blue Street, North Sydney, NSW 2060. Zurich has prepared the information on this website about Ezicover and Maritime, Mining & Power Credit Union Ltd is simply passing the information onto you. This information is of a general nature only and does not take in to account your objectives, financial situation or needs. You should consider these factors and the relevant product disclosure statement (PDS), available at http://www.zurich.com.au/online/life-insurance/contactus/documents.maritime.html, which contains details of conditions, limits and exclusions of cover, before making a decision regarding the product. Maritime, Mining & Power Credit Union Ltd does not recommend, endorse or advise you about this insurance. They can only refer you to Zurich. If you buy an Ezicover policy, Maritime, Mining & Power Credit Union Ltd will receive a referral commission from Zurich of 20% (plus GST) of your insurance premium. This amount is paid by Zurich and is not an additional cost to you.